Feel-Good Wealth

Feel good knowing your deposits and home loans are Certified Responsible investments.

Socially Responsible Products

Feel good knowing your deposits and home loans are Certified Socially Responsible Investments.

At Firefighters Mutual Bank, by operating responsibly and sustainably for over 50 years, we are able to channel our profits into doing good.

We believe in responsible investment. That’s why all our new mortgage and savings account products have been certified as responsible investments by the Responsible Investment Association Australasia (RIAA).

As a member, you can relax in the knowledge that your investments will be managed ethically and responsibly. Your money won’t be used to support businesses that do not have our world’s best interests at heart.  Because when money is invested responsibly, it can make a world of difference.

Every Firefighters Mutual Bank savings account opened is a Certified Responsible Investment.

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Every Firefighters Mutual Bank home loan funded is a Certified Responsible Investment.

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Our stringent social responsibility rules

We do not invest in businesses whose fundamental purpose is: alcohol; armaments; correctional facilities; cryptocurrency; deforestation or gross environmental degradation; gambling; military activities; political activities; pornography; slavery; tobacco; and uranium.

Our no fossil fuel investment policy

We do not use deposits made by our members to directly lend to, buy equity or debt in, any large-scale greenhouse polluting activities including fossil fuel exploration, extraction, production and use. This is included in our Treasury Credit Risk and Lending Risk Policy.

What exactly is responsible about our products?

They have been independently Certified by the Responsible Investment Association Australasia (RIAA).

Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details.

The RIAA’s Responsible Investment Certification Program (RICP) provides investors with standardised and consistent information allowing them to compare and contrast the investment options that have been assessed and verified as responsible or ethical.

The Banks’ products are listed on RIAA’s Responsible Returns website and products on this web-tool have been certified in accordance with RIAA's Program.


Learn more about our approach to sustainability