Join us today Be a part of a mutual bank for people who look after our safety. Get started Talk to us Phone us Email us Breadcrumbs Firefighters Mutual Bank Why Join Us Why Join Us Join today to become a member of Firefighters Mutual Bank Why join us? How to join Who we are Over 50s Program - Edvest Essentially You Under 18 World's Most Ethical Companies Your Financial Wellness Why join us? Be a part of the Mutual Bank Helping members achieve their financial goals is at the forefront of everything we do. Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members. We focus on helping members meet their financial goals by providing products and services to assist them through life. Profits are reinvested back into the mutual bank and members have the opportunity to elect Directors. Join us and you’ll find a bank that wants to serve you, just as you serve the community. Product range We offer a range of financial products and services to assist you in reaching your financial goals. Whether it be applying to set up an account, a home loan or protecting your next set of wheels, there are a range of products available to members of Firefighters Mutual Bank. Members also receive: Convenient access to ATMs worldwide Competitive interest rates. How to join Who can join? Firefighters Mutual Bank is for current or retired employees of, or current volunteers with, a fire and/or emergency service and their families, and is completely owned by its members. Not sure you can join? Contact us. How to join To get started you will need: To be an Australian citizen or permanent resident 18 years old or over. Your identification documents with your full name, date of birth and/or address (e.g. Drivers Licence, Passport). Don't worry if you don't have your identification documents, we will call you to complete your application later. You will need to become a shareholder to join—all you need to do is pay just $10. Get Started It only takes a few minutes Who we are Who we are Firefighters Mutual Bank is a bank dedicated to fire and emergency service employees, volunteers and their families Australia wide. Our goal is to help our members make the most of their money and be there at every stage of their financial journey with quality banking products and services. As a mutual bank, part of our profits are reinvested back into the bank and through the wider community to ensure members benefit. In 2019 our members awarded us 92% for member satisfaction1 and for the sixth year in a row, we've been named one of the 2023 World's Most Ethical Companies® by the Ethisphere Institute. Join us and you’ll find a bank that wants to serve you, just as you serve the community. *Important information Membership Eligibility Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank. 1 As measured in 2019 Member Satisfaction Survey of 449 members by GALKAL. (March – April 2019) answering Very Satisfied or Somewhat Satisfied to the following question: Thinking about the relationship you have with Firefighters Mutual Bank and the overall service that you receive, which would you say you are? ® “World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC. The World’s Most Ethical Company assessment is based upon the Ethisphere Institute’s Ethics Quotient (EQ) framework and honours superior achievements in transparency, integrity, ethics and compliance. Teachers Mutual Bank Limited has been named one of the World’s Most Ethical Companies from 2014-2023, and includes subsidiaries Teachers Mutual Bank (2014-2023), UniBank (2016 - 2023), Firefighters Mutual Bank (2018 - 2023) and Health Professionals Bank (2021-2023). Over 50s Program - Edvest Rewards begin at 50 with Edvest Edvest is a benefit scheme available to our members1 who are 50 years or older. Edvest wants to recognise and reward you with special discounts on selected products, better returns on your investments and much more. For just $30 per year, you’ll enjoy: Better returns on your investments And more… Join today Download and complete the form Better returns2 We offer Edvest members higher interest rates on term deposits and cash management accounts than our standard product offers. Make your money work harder for you: Term deposits offer better returns, with terms ranging from 3 months to 3 years. Interest can be paid fortnightly, monthly, annually or on maturity. Our Cash Management account offers the flexibility of having money at call 24/7 with a competitive interest rate. Borrowing One valuation reimbursed up to any value for a new home loan on selected home or investment property loan applications. Learn more about our savings accounts to determine which ones are right for you. Discounts One free safe custody package per year – store your important documents like Wills and title deeds at selected offices. Reduced fees ($10 discount for singles, $20 discount for couples) and a free initial consultation on Wills, Power of Attorney and Enduring Guardians3 provided by our nominated solicitors. Stay up-to-date with what matters most Access to Edvest News, a quarterly newsletter containing market news and updates and lifestyle, travel, superannuation and tax information. Join today Download and complete the form *Important information Please note – Before you decide on any of our products or services, we strongly recommend that you read both the Conditions of use Accounts and access and the Fees and charges booklets. You can find these online at our website or ask at any of our offices. We have not considered your objectives, financial situation or needs. 1 Membership eligibility applies to join the Bank. All applications for credit are subject to our responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions available online or from any of our offices. 2 Edvest Cash Management and Edvest Term Deposit accounts are available for Edvest members only. An Edvest fee of $30 (charged annually or pro rata) is payable. 3 The solicitors who provide advice to members on wills, powers of attorney and the like, while endorsed by the Bank, are in fact completely independent. While we have taken steps to ensure that the solicitors recommended from time to time are licensed, we cannot accept liability arising out of the provision of any legal services that they offer. Essentially You Access powerful insights with content experts Complimentary and exclusive for Members Practical tips and solutions Essentially You is a content hub to help support your everyday health and wellbeing. There is a wealth of information and topics from experts, valuable tips and much more. Essentially You is complimentary and exclusive for our Members. Bespoke content for our Members Created with our partners Cuppa.tv Firefighters Mutual Bank partnered with Cuppa.tv to produce Essentially You, a hub to deliver relevant and engaging content. Firefighters Mutual Bank and Cuppa.tv have aligned values and we work together to provide an informed and practical experience for Members on Essentially You. Cuppa.tv provides rich, relevant and impactful conversations that may help you with your everyday resilience. Our commitment to you Watch David Koch interview our Chief Marketing Officer, Nichole Banks and Cuppa.tv Founder, Luke Cook. Important Information Click here to view Cuppa.tv Privacy Policy Under 18 Firefighters Mutual Bank Under 18 Program It’s simple at Firefighters Mutual Bank. Our range of Under 18s products and services are tailored to help children and teens get into the habit of saving from a young age. With regular deposits, they can really watch their savings grow. Join us A dollar a day Our Mighty Savers account can help kids dream big. Big savings for big dreams If your child has $1,000 or more, a Term Deposit is the way to go. It’s a great way for kids to reach big savings goals more quickly and can show them the value of a long-term savings plan. Just choose the length of time and lock in their money for a good interest return. Everyday banking made easy With no monthly account keeping fee and no limit to the number of deposits or withdrawals they can make, our Everyday Direct account is the perfect everyday transaction account for children. Join us World's Most Ethical Companies It feels good to be one of the World's Most Ethical Companies Along with courage and sacrifice, strong ethics help to define the emergency services sector. At Firefighters Mutual Bank we believe that emergency service workers should also be able to bank with an organisation that upholds these ethics. We’ve been named one of the 2023 World's Most Ethical Companies® by the Ethisphere Institute for the sixth year in a row. In 2023, we were one of only four banks globally to achieve this. Learn more Learn more about our approach to socially responsible banking. *Important information ® “World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC. The World’s Most Ethical Company assessment is based upon the Ethisphere Institute’s Ethics Quotient (EQ) framework and honours superior achievements in transparency, integrity, ethics and compliance. Teachers Mutual Bank Limited has been named one of the World’s Most Ethical Companies from 2014-2023, and includes subsidiaries Teachers Mutual Bank (2014-2023) UniBank (2016-2023), Firefighters Mutual Bank (2018-2023) and Health Professionals Bank (2021-2023). Your Financial Wellness Get free access to the Your Financial Wellness program Managing money can be a challenge and 2020 didn’t make it any easier. As an essential worker, you put the needs of the community first, ensuring Australia bounced back and began to once again thrive. You’ve done so much for others now it’s time to focus on you. Your finances, your wellbeing and your future. And it all starts with a simple program that will get your money working as hard as you do. Your Financial Wellness is Australia’s first financial wellness program. It’s free for members and can give you a snapshot of your financial position and more importantly the know-how to make well-informed decisions today to better prepare you for tomorrow. It only takes a few minutes to set yourself up with money confidence. By becoming a member with us you will get free access to a program that will help you thrive. What are you waiting for? Get started today! Get started What you’ll get with Firefighters Mutual Bank and Your Financial Wellness A customised dashboard and money snapshot. Action plans to help you achieve your goals. Personalised financial reports. Easy to use budget planners like The Money Book Household finance system. Informative webinars. Lots of easy-to-follow tools and tips. View the report Your Financial Wellness has been developed to help members articulate and meet their financial goals. So, what are you waiting for? Join now to get access! *Important information Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank.