Buying a home doesn't have to be a complicated process. That’s why our competitive rates also come with a range of tools and services that make it easy to apply for a loan.
Buying your first home?
New places just released in the First Home Loan Deposit Scheme
Now you can build your very own dream home with as little as 5% deposit* and no Lenders Mortgage Insurance! Dreams can come true with the First Home Loan Deposit Scheme.
*Scheme eligibility criteria, membership and Terms & Conditions apply.
Finding a new home can take time - here are a few handy resources that can help you get started.
How to apply
Convenient ways to apply for a home loan
Need help choosing your home loan? Explore our home loan options and have this information ready before starting the application process.
Speak to a Mobile Lender
Visit a branch
**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.
To become a member, you'll need:
To be an Australian citizen or permanent resident
18 years old or over
Account details to purchase your share in the bank
Eligibility criteria apply to join Firefighters Mutual Bank. Fees and charges and lending criteria apply.
Consumer lending terms and conditions available here.
Applicants must be eligible for the Rewards Package to take out the Solutions Plus Home Loan. The Rewards Package fee is paid at settlement and then annually on each anniversary from the Everyday account.
Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.
Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer lending terms and conditions for full details.
The Responsible Investment Association Australasia (RIAA)
Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.