We believe in responsible investment.

That’s why all our new mortgage and savings account products have been certified responsible by the RIAA.

We call it  Feel-Good Wealth.

Responsible investment products

Firefighters Mutual Bank is proud to offer certified responsible mortgage and deposit products to our members.

At Firefighters Mutual Bank by operating responsibly and sustainably for over 50 years, we are able to channel our profits into doing good.

As a member, you can relax in the knowledge that your investments will be managed ethically and responsibly. Your money won’t be used to support businesses that do not have our world’s best interests at heart.  When invested responsibly, it can make a world of difference.

In light of this:

Every Firefighters Mutual Bank savings account opened is a Certified Responsible Investment.
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Every Firefighters Mutual Bank home loan funded is a Certified Responsible Investment.
Apply for a home loan

Our stringent social responsibility rules

We do not invest in businesses whose fundamental purpose is: alcohol; armaments; correctional facilities; cryptocurrency; deforestation or gross environmental degradation; gambling; military activities; political activities; pornography; slavery; tobacco; and uranium.

Our no fossil fuel investment policy

We do not use deposits made by our members’ to directly lend to, buy equity or debt in, any large-scale greenhouse polluting activities including fossil fuel exploration, extraction, production and use. This is included in our Treasury Credit Risk and Lending Risk Policy.

What exactly is responsible about our products?

They have been independently Certified by the Responsible Investment Association Australasia (RIAA).

Retail mortgages and deposits have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details.

The RIAA’s Responsible Investment Certification Program (RICP) provides investors with standardised and consistent information allowing them to compare and contrast the investment options that have been assessed and verified as responsible or ethical.

The Banks’ products are listed on RIAA’s Responsible Returns website and products on this web-tool have been certified in accordance with RIAA's Program.

About RIAA

The Responsible Investment Association Australasia (RIAA) champions responsible investing and a sustainable financial system in Australia and New Zealand, with over 240 members managing more than $9 trillion in assets globally.

About Firefighters Mutual Bank

As a firefighter or emergency services worker, you risk your life every day to protect ordinary Australians in extraordinary circumstances. It’s not a career, it’s a calling.

At Firefighters Mutual Bank, our goal is to help those who help others. Our bank helps firefighters, emergency services workers, volunteers and their families across Australia to make the most of their money and be there at every stage of their financial journey.

We focus on helping members achieve their financial goals by providing products and services to assist them through life. Profits are reinvested back into the mutual bank to help our members and the communities they help protect.