Explore our home loans.

You’re looking out for others lives, we’re looking out for you. Find your perfect home loan here. Calculate your borrowing power now or book a call back below.

Home Loans

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  • Your Way Investor Home Loan

    A simple and flexible investment loan with the option to split the loan and access free redraw on the variable portion.

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    • 6 .29
      pa %
      Your Way Home Investor Loan Basic Variable rate (Investor, P&I, LVR up to 80%)
    • 6 .31
      pa** %
      Your Way Home Loan Basic Comparison rate (Investor, P&I, LVR up to 80%)
    • Fixed and variable rate options
    • Free redraw on the variable portion
    • Make unlimited additional repayments on variable loans
  • Your Way Plus Investor Home Loan

    Access a loan with an offset facility and additional benefits with our package home loan for your investment property.

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    • 6 .39
      pa %
      Your Way Plus Essential Worker variable rate (Investor, P&I, LVR up to 60%)
    • 6 .69
      pa** %
      Your Way Plus Essential Worker comparison rate (Investor, P&I, LVR up to 60%)
    • Discounted Variable rates for life of the loan
    • Establishment fee waived (normally $600)
    • Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
    • 100% Offset facility so you can pay your loan down faster

Why choose us?

An icon of a percent symbol inside a curled arrow pointing down; representing the discounted rates we offer for essential workers on some products.  

We’re here to serve those who protect. We offer discounts and benefits to help you.

An icon of three people; representing our members who own a share of the bank. 

We’re customer owned. You put the safety of others first, we put our members first.

An icon of the globe with Australia highlighted; representing the sustainable approach we take to investing. 

Sustainability matters to us. We believe in the power of responsible investment.

More information to help you on your journey

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate

Essential workers

^Eligible Essential workers include: School Principal, Faculty Head, Commissioned Fire Officer, Commissioned Police Officer, Ambulance Officer, Intensive Care Ambulance Paramedic, Supervisor Police Officer, Police Officer, Senior Fire Fighter, Fire Fighter, Registered Nurse, Registered Midwife, Registered Mental Health Nurse, Registered Developmental Disability Nurse, Enrolled Nurse, Pre-Primary School Teacher, Primary School Teacher, Secondary School Teacher, Special Needs Teacher, Special Education Teachers, University Lecturer, University Tutor, Vocational Education Teacher, English as a Second Language Teacher.