Looking for a new set of wheels?

See how a Fixed Rate Car Loan can help.

Fixed Rate Car Loan

Buy the car of your dreams, whether it's a new or used car up to 10 years old with a fixed rate for repayment peace of mind.

  • 6.45%pa

    Interest rate – 3 year fixed

  • 7.13%pa**

    Comparison Rate - 3 year fixed

  • $100

    Personal Loan Application Fee

Drive away in your new car today

If you’re looking for a competitive rate and want to lock in your repayments for the duration of your loan1, our Fixed Rate Car Loan is a great option. You can borrow as little as $2,000 for a new or used vehicle up to 10 years old.

It's also been awarded the Mozo Experts Choice Award 2019 in the Used Car Loan category2.

  • No ongoing fees
  • Choose weekly, fortnightly or monthly fixed repayments
  • A competitive fixed interest rate
  • 24/7 access via internet banking, mobile app and phone banking

View all loans

Interest rates
Interest rate – 3 year fixed 6.45%pa
Interest rate – 1 year fixed 8.50%pa
Interest rate – 2 year fixed 7.45%pa
Interest rate – 4 year fixed 6.45%pa
Interest rate – 5 year fixed 6.95%pa
Interest rate – 6 year fixed 6.95%pa
Comparison Rate - 3 year fixed 7.13%pa**
Comparison Rate - 1 year fixed 10.40%pa**
Comparison Rate - 2 year fixed 8.45%pa**
Comparison Rate - 4 year fixed 6.97%pa**
Comparison Rate - 5 year fixed 7.37%pa**
Comparison Rate - 6 year fixed 7.31%pa**
Interest rates effective date Interest rates effective 1 July 2019
Interest rates type


Other information
Interest Rate Type Fixed
Minimum Amount $2k
Maximum Amount $80k
Personal Loan Application Fee $100

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.