You’ve earned an escape

Apply for our award winning low Fixed Rate Car Loan today.

Fixed Rate Car Loan

Buy the car of your dreams, whether it's a new or used car up to 10 years old with a fixed rate for repayment peace of mind.

  • 6.49%pa

    Interest rate – 5 year fixed

  • 6.63%pa**

    Comparison Rate - 5 year fixed

  • $100

    Personal Loan Application Fee

Put last year behind you and cruise in to the new year.

With an award winning Fixed Rate Car Loan1 especially for firefighters and emergency service workers, now’s a perfect time to upgrade the family car, get off the beaten track with a 4WD, or maybe trade up to something with a bit more grunt. 

Drive away in your new car today with complete peace of mind. You will also enjoy the certainty of the same low repayments for the duration of your fixed loan, plus no ongoing fees.

You can borrow1 as little as $10,000 for a new or used vehicle up to 10 years old.

It's also been awarded the Rate City 2021 Gold Award for Best Used Car Loan.

Let new adventures begin and enjoy some new found freedom, thanks to a Fixed Rate Car Loan1 especially for you.

  • No ongoing fees2
  • Choose weekly, fortnightly or monthly fixed repayments
  • A competitive fixed interest rate
  • 24/7 access via Internet Banking and mobile app

View all loans

Try our car loan calculator below to work out a budget that suits you.

Interest rates
Interest rate – 5 year fixed 6.49%pa
Interest rate – 3 year fixed 6.49%pa
Interest rate – 4 year fixed 6.49%pa
Interest rate – 6 year fixed 6.49%pa
Comparison Rate - 5 year fixed 6.63%pa**
Comparison Rate - 3 year fixed 6.63%pa**
Comparison Rate - 4 year fixed 6.63%pa**
Comparison Rate - 6 year fixed 6.63%pa**
Interest rates effective date Interest rates effective 9 May 2024
Interest rates type


Other information
Interest Rate Type Fixed
Minimum Amount $10k
Maximum Amount $80k
Personal Loan Application Fee $100

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning

WARNING: Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans and All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.