Online Savings Account
With this account, you have full control - you can transfer funds, check your balance and more. It's simple to open in Internet Banking and only takes a few minutes.
You’ll need to become a Member to open an Online Savings account
Online Savings account
With this account, you have full control – you can transfer funds, check your balance and more. It’s simple to open in internet banking and only takes a few minutes.
No monthly fees
Bank online or on your mobile
Protected by our Security Promise
Interest rates |
|
$2k and over |
1.75%pa
|
up to $1,999 |
1.75%pa
|
Interest rates effective date |
Interest rates effective 1 December 2023 |
Interest rates type |
Variable
|
Transaction |
Fee |
BPay
|
Free
|
Pay anyone
|
Free
|
EFTPOS transactions
|
Free
|
Money Account Keeping Fee
|
Free
|
Excess Usage Charge
|
Free
|
Overdrawn Account Fee
|
Free
|
Overlimit Fee Free
|
Free
|
Australia Post Transactions
|
Free
|
Direct Debit Dishonour
|
Free
|
Unsuccessful Payment Fee
|
Free
|
Online Banking
|
Free
|
Periodical Payments
|
Free
|
Can I set up an Online Savings account as a joint account?
The account can be opened with a maximum of 2 account holders who both need to be UniBank members. If you choose to open the account where both account holders need to authorise withdrawals, you will both be prompted to enter your internet banking access code on the same computer at the time of opening.
*Important information
Conditions of use—Accounts and access
Fees and charges brochure
The Responsible Investment Association Australasia (RIAA)
All new retail mortgages and deposits at the Bank have been certified by RIAA according to the strict operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsibleinvestment.org for details. RIAA’s Certification Symbol Trade Mark provides consumers and industry alike with a quality mark of Australia and New Zealand’s standard for responsible investing products and advice.
Design and Distribution Obligations
The target market for this product will be found within the product’s Target Market Determination, available here.