We’re here for you

My First Home Loan has been specially designed to help first home buyers enter the market.

My First Home Loan

My First Home Loan has been specially designed to help first home buyers enter the market.

  • 4.16%pa

    Interest rate

  • 4.16%pa**

    Comparison rate

  • $0

    Establishment Fee

  • $25k

    Minimum Amount

We’re here for you

Buying your first home is such a huge milestone - but working your way through the borrowing process can be a little daunting. You’re there for us when we need you most – now, we’re here for you. 

From beginning to end we’ll provide expert advice, great, low interest loans, and the kind of standards you’d expect from one of the World’s Most Ethical Companies® – every home loan we sell is a Certified Responsible Investment

With your first home loan there’s no establishment or ongoing fees and loan terms are up to 35 years. Plus, with the First Home Loan Deposit Scheme, you could buy your first home with as little as 5% deposit!


To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.