Eligibility criteria apply to join Firefighters Mutual Bank. Fees and charges and lending criteria apply.
Consumer lending terms and conditions available here.
Terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and Conditions of use Accounts and access. For more information refer to the FAQ section under Offset facility at fmbank.com.au.
My First Home Loan: the following fees are waived for each My First Home Loan application: an Establishment fee and a settlement attendance fee. Any additional costs or fees will be charged ‘at cost’ to the applicant(s).
Insurance products are provided by Allianz Australia Insurance Limited AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). Teachers Mutual Bank Limited., acts as an agent for Allianz and not your agent. We receive commissions on these insurance products as a percentage of the premium paid for each policy ranging from 5-20%.
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice. Discounts may not be applied to any flood component of the premium (if applicable).
A Product Disclosure Statement and Supplementary PDS for insurance products can be requested by email or by calling 1800 800 225 8:30am to 4:30pm, weekdays or or from any office. You should read and consider the PDS before deciding whether to acquire any insurance product mentioned here.
*Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider.