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Two young adults stand and talk in a bright, modern room.
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Home Loans - Australian Government 5% Deposit Scheme
The government guaranteed, low deposit path for first home buyers.
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Buy your first home sooner with a 5% deposit
The Australian Government 5% Deposit Scheme helps first home buyers enter the property market sooner – without paying Lenders Mortgage Insurance (LMI).
Who can access the Scheme?
- First home buyers with a minimum 5% deposit
- Single parents or legal guardians with a minimum 2% deposit
Register your interest
Register your interest in the Australian Government 5% Deposit Scheme and we’ll guide you through your next steps.
Important Information
Scheme eligibility criteria apply.
Membership eligibility applies to join the Bank. All applications for credit are subject to our responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions available online or from any of our offices.
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